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    00:00:00
    Let's get into Friday feedback for the
    00:00:02
    week. YouTube comments, Instagram
    00:00:05
    comments, Twitter replies, Substack
    00:00:08
    replies, etc. This sort of thing. We
    00:00:11
    start with JobK Flow who says, "Do you
    00:00:16
    have a house or a mortgage? Just
    00:00:19
    curious. Mortgage rates are down by 50%
    00:00:23
    since O Biden. Even fuel in California
    00:00:28
    is still hovering just below $5, which
    00:00:31
    is a gruesome thing, not a Trump thing,
    00:00:33
    but my butter is cheaper now than it was
    00:00:36
    a year ago. Oh boy, that is a lot. First
    00:00:39
    of all, little bit of confusion.
    00:00:42
    Mortgage rates aren't down by 50%.
    00:00:46
    Mortgage rates are down by a little
    00:00:48
    under 50 points. That's 0.5 percentage
    00:00:54
    point.5 percentage points. Um, so
    00:00:59
    this is like the prototypical thing of I
    00:01:01
    don't think you know what's going on. I
    00:01:04
    don't think you know what you're saying,
    00:01:07
    but you've decided that Trump's great.
    00:01:10
    So like cool, man. I guess like have fun
    00:01:13
    with your cheaper butter or whatever.
    00:01:15
    But I'm not really seeing a lot of
    00:01:17
    substance there to deal with. Let me I
    00:01:20
    will say one other thing. Um it's easy
    00:01:23
    to see stuff like that and just go, "Oh,
    00:01:27
    they're just so clueless. Who who who
    00:01:28
    who gives a damn? Who knows?" We have to
    00:01:31
    remember that even if you're clueless,
    00:01:34
    you can still vote. And depending on how
    00:01:38
    you vote, that cluelessness is something
    00:01:42
    that can be weaponized. In other words,
    00:01:44
    that person thought mortgage rates were
    00:01:45
    down 50%. They're really down 50 points.
    00:01:49
    5%. The fact that that person believes
    00:01:53
    that is the proof that for some voters,
    00:01:57
    Trump going everything's cheaper now.
    00:02:00
    We've saved mortgage rates. We saved
    00:02:02
    groceries. We did all of it. There's
    00:02:04
    people out there who can't tell the
    00:02:06
    difference. And they go, "He's reduced
    00:02:08
    mortgage prices 50%." It's like, "No, he
    00:02:10
    hasn't." That's highly relevant to how
    00:02:12
    people vote. All right. John Lynch on
    00:02:15
    Facebook comments the David Turdman
    00:02:19
    show.
    00:02:21
    Cool, man. Have fun with that. Okay, I
    00:02:24
    really I I appreciate that. Donald
    00:02:27
    Simpson writes on Facebook. So, if Biden
    00:02:30
    had this under control, why weren't
    00:02:33
    prices coming down then? Well, let me
    00:02:36
    explain again that prices coming down
    00:02:41
    means inflation is negative. Inflation
    00:02:43
    is less than zero. It is negative. That
    00:02:46
    is extraordinarily rare in modern
    00:02:50
    western wealthy economies. And it's
    00:02:52
    usually a bad thing when you start to
    00:02:55
    see price deflation. Almost always it
    00:02:59
    goes handinhand with a demand collapse
    00:03:02
    where the economy is doing so terribly
    00:03:04
    that people aren't demanding goods and
    00:03:06
    services and therefore you start to see
    00:03:09
    a real decline. The difference that a
    00:03:13
    lot of people don't seem to get is that
    00:03:16
    if the inflation rate comes down from
    00:03:19
    four to three or from 3 to two and a
    00:03:22
    half, prices still go up. if you're able
    00:03:26
    to and I I I can't believe that as
    00:03:29
    adults we are doing this. This is stuff
    00:03:31
    that a lot of people learn in high
    00:03:34
    school or like your first year in
    00:03:35
    college or intuitively you understand
    00:03:38
    that if you reduce your speed from 60 to
    00:03:41
    50 miles an hour, you're still going
    00:03:44
    forward. You've reduced your speed but
    00:03:46
    you're not going backwards. Similarly,
    00:03:48
    if you reduce inflation but it's still
    00:03:50
    positive. Prices are still going up just
    00:03:52
    not as fast. And so the whole question
    00:03:55
    of this has to start at what is a
    00:03:59
    desirable level of inflation and it's
    00:04:02
    between two to 3% some say 2 to 2 and a
    00:04:06
    half some say 2 and a half to 3%. In a
    00:04:09
    standard basic economy growth wage
    00:04:11
    growth productivity and expansion is
    00:04:15
    based around 2 to 3% uh inflation.
    00:04:20
    If the inflation globally in western
    00:04:24
    developed countries was 789 at the peak
    00:04:27
    of COVID and it came down to 2 and a
    00:04:30
    half three under Biden and it stayed at
    00:04:32
    2 and a half three under Donald Trump.
    00:04:35
    Either 2 and a half to three is okay or
    00:04:38
    it isn't but it's got to apply to both
    00:04:40
    Donald Trump and Joe Biden. So anyway,
    00:04:42
    Donald, good luck kind of figuring it
    00:04:44
    out. All right, James Larson on
    00:04:46
    Instagram says, "Funny, David, but you
    00:04:50
    said a single thing about Biden's
    00:04:52
    absolutely horrendous health. The best
    00:04:55
    you have is hypocrisy and never sell why
    00:04:59
    being a lefty is so great." Serious
    00:05:02
    question, and I am not trying to be
    00:05:04
    insulting here. Every single one of
    00:05:08
    these angry attack emails that I got
    00:05:12
    today, other than the David Turdman
    00:05:14
    show, are riddled with missing words,
    00:05:18
    grammatical problems, spelling issues,
    00:05:21
    and these really do seem to be native
    00:05:23
    English speakers. I mean, this is James
    00:05:25
    Larson. Assuming James Larson is his
    00:05:28
    real name, and this is really a picture
    00:05:30
    of him. I mean, I'm I'm sort of
    00:05:32
    generalizing, but this is probably an
    00:05:34
    Americanborn native English speaker. Why
    00:05:38
    is the writing always a a crime against
    00:05:41
    grammar? And I'm not trying to be
    00:05:44
    condescending when I ask that. I really
    00:05:46
    want to know why can they never string
    00:05:48
    together a coherent sentence. Okay, I
    00:05:50
    think what this person is accusing me of
    00:05:52
    is not talking about Biden's health. And
    00:05:54
    of course, in some sense, I was one of
    00:05:57
    the first people talking about Biden's
    00:05:58
    health way back in 2020 when I said that
    00:06:02
    this is clearly a notably diminished Joe
    00:06:04
    Biden compared to 2012 and his debate
    00:06:06
    performances in 2012. And I continued to
    00:06:09
    talk about it. I did believe at various
    00:06:12
    points during the 2024 campaign that
    00:06:15
    despite his slowing down, Biden was
    00:06:18
    still the best person for the job and
    00:06:20
    the most likely to win if given the
    00:06:23
    options uh that uh were being considered
    00:06:27
    in the sort of faux democratic primary
    00:06:30
    and given as an alternative to Donald
    00:06:32
    Trump. After the June 27th debate, I now
    00:06:35
    said I then said Biden's going to have
    00:06:37
    to drop out. It seems clear. Some of you
    00:06:39
    agreed. Some of you were angry. But
    00:06:41
    don't try to rewrite history. Criticize
    00:06:43
    me for things I actually did or said.
    00:06:45
    Give me a break. Brett Stafford on
    00:06:47
    Spotify writes, "I looked it up and the
    00:06:50
    economy is doing great. If not, just
    00:06:53
    fine." Well, I'm not sure which economic
    00:06:57
    indicator that is. I know about
    00:06:59
    inflation. I know about jobs numbers. I
    00:07:01
    know about the stock market. I know
    00:07:03
    about GDP. I know about average consumer
    00:07:06
    debt. I know about the consumer price
    00:07:08
    index, consumer confidence, trade
    00:07:10
    balance. Which metric is I looked it up
    00:07:13
    and the economy is doing great if not
    00:07:16
    just fine. I wish I could say more about
    00:07:18
    this one, but I don't know what Brett
    00:07:20
    really is talking about, so I'm not
    00:07:22
    exactly sure what what Brett is
    00:07:24
    referencing. But one of the things that
    00:07:26
    seems to always be true is that no
    00:07:28
    matter who is president, you can find
    00:07:30
    people who will argue this is the worst
    00:07:32
    economy in the history of the world. And
    00:07:34
    there are people who will argue this is
    00:07:36
    the best economy in the history of the
    00:07:37
    world. The truth is usually somewhere in
    00:07:39
    between and the trick is figuring out
    00:07:40
    where. Now right now the economy isn't
    00:07:43
    terrible. There are concerning signs. If
    00:07:46
    you say what are the areas of concern
    00:07:48
    right now, they are the leaky jobs
    00:07:51
    market where we've actually seen job
    00:07:54
    losses rather than job creation. That's
    00:07:56
    not a good sign. Um we are seeing the uh
    00:08:00
    price level uh not coming down despite
    00:08:04
    Trump and many Americans insisting when
    00:08:06
    Biden was president we must see a lower
    00:08:08
    price level. We are seeing delinquency
    00:08:11
    above 60 days on car loans go up. That's
    00:08:15
    a bad sign. That's one of those less
    00:08:17
    discussed leading indicators where when
    00:08:19
    people start missing payments on their
    00:08:21
    car loan, that can be a sign that
    00:08:24
    trouble is forthcoming. So yeah, I I
    00:08:26
    don't think this is um a disastrous
    00:08:29
    economy right now. It is definitely an
    00:08:31
    economy that is less robust and more
    00:08:33
    shaky than uh a year ago when Joe Biden
    00:08:37
    was finishing out his presidency. But
    00:08:39
    let's just kind of be honest about it,
    00:08:41
    you know, and and then also I think is
    00:08:43
    important to mention be honest about the
    00:08:45
    areas over which a president does have
    00:08:47
    influence versus areas over which a
    00:08:49
    president does not have influence. All
    00:08:50
    right, Brent says, "My 11year-old
    00:08:54
    daughter was listening to them on the
    00:08:56
    last episode trying to explain the MRI
    00:09:00
    conspiracy and she's like, "They're
    00:09:03
    obviously lying. My 11-year-old
    00:09:06
    daughter, not a grown adult, who can't
    00:09:09
    see the forest for the trees. Good
    00:09:10
    grief." Yeah. I mean, you know, you you
    00:09:13
    don't have to believe that Trump has
    00:09:15
    Alzheimer's
    00:09:17
    to to recognize
    00:09:20
    that they are not being transparent
    00:09:22
    about what's going on with Trump. And
    00:09:24
    it's not only the fact that he's having
    00:09:26
    the MRIs and they weren't disclosed, but
    00:09:27
    that when Trump acknowledged that he had
    00:09:29
    an MRI, it took them months to figure
    00:09:31
    out what to say the MRI was for. Uh, any
    00:09:35
    casual observer would clearly recognize
    00:09:38
    that this is not an administration.
    00:09:41
    um concerned with medical transparency
    00:09:44
    despite having demanded it endlessly
    00:09:46
    from President Joe Biden. All right.
    00:09:48
    Nigel Cops says, "Weekly turtlenecks
    00:09:52
    until the morale improves." Yeah. You
    00:09:54
    know, um when it's cold, I'll sometimes
    00:09:57
    pull out a turtleneck. And nine out of
    00:09:59
    10 emails that I get about turtlenecks
    00:10:01
    or jokes, one out of 10 is serious where
    00:10:03
    someone is like, "David, if anybody were
    00:10:06
    to see you wearing that turtleneck, it
    00:10:08
    would really hurt the show. Please don't
    00:10:10
    do that. Um, I really think that
    00:10:12
    turtlenecks are only about the eighth
    00:10:15
    most important thing happening on the
    00:10:17
    show. So, yes, the turtlenecks will
    00:10:19
    continue until morale improves. Fight
    00:10:22
    says, "Dude, you have to stop playing
    00:10:26
    Trump clips. We don't need to actually
    00:10:29
    hear his It's unfucking
    00:10:33
    bearable." I'm getting a rash hearing
    00:10:35
    that speak. Just talk about it.
    00:10:38
    That will do. No, I disagree. Listen, if
    00:10:40
    I'm covering the president of the United
    00:10:42
    States and instead of playing him saying
    00:10:45
    the things I'm analyzing, I just tell
    00:10:47
    you this is what he said, I don't think
    00:10:50
    I'm doing I don't think I'm doing my
    00:10:51
    job. Uh we aren't talking about some
    00:10:53
    obscure commentator. We are talking
    00:10:56
    after all about the president of the
    00:10:57
    United States. And it is important to
    00:11:00
    include proof
    00:11:02
    when I'm weighing in on what Trump said
    00:11:04
    that he said it. And although I would
    00:11:07
    never make up a Trump quote and people
    00:11:09
    who watch this show and listen to this
    00:11:10
    show know that if every time I am
    00:11:14
    analyzing Trump's words, I simply tell
    00:11:17
    you what he said, I think I'm doing a
    00:11:20
    disservice. I I don't think that that
    00:11:21
    makes any sense. I want to hear from
    00:11:23
    you. I mean, let me know. Should I
    00:11:25
    simply be quoting Trump and never
    00:11:26
    playing what he says? I don't think that
    00:11:28
    makes any sense whatsoever. And I would
    00:11:30
    be like the only show doing it also. It
    00:11:33
    would I think it would be a bad idea.
    00:11:35
    But I'm open to having my mind changed.
    00:11:37
    Let me know. We've got a great bonus
    00:11:39
    show for you today. You can sign up. Get
    00:11:42
    yourself a membership at joinpacman.com.
    00:11:46
    Thanks for watching. Check out another
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    one of our videos and make sure to
    00:11:49
    subscribe so YouTube keeps our content
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    in your feed. And if you prefer audio,
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    subscribe to the podcast on Spotify or

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    -- The Friday Feedback segment Become a Member: https://davidpakman.com/membership/ Subscribe to our (FREE) Substack newsletter: https://substack.davidpakman.com/ Get David's book: https://davidpakman.com/davids-books/ Instagram: https://www.facebook.com/unsupportedbrowser Facebook: https://www.facebook.com/unsupportedbrowser Reddit: https://www.reddit.com/r/thedavidpakmanshow Discord: https://discord.com/invite/DZcYXhy Bluesky: https://bsky.app/profile/davidpakman.bsky.social Threads: https://www.facebook.com/unsupportedbrowser David's tech: Camera: Panasonic Lumix G85 https://www.amazon.com/PANASONIC-Megapixel-Mirrorless-Stabilization-DMC-G85MK/dp/B01M050N05?dib=eyJ2IjoiMSJ9.4PLeCrMO7_kLrImzYjFg9T6knUdyLf8YxEMBbYaiXxgvk3tFTHgpGCgUs1Q7VVCa5lYW-xJXW7e1fVQJQajVLYGCHVA1AZrPiOt_FFnbHPpKdoLpcAoUDQy3SUcOnAcCqz_JMLfYYDrxmmJAOyBSQr37jxbTCqVd1ab3OOh_X76lfXke90aV-xZ7tTGMCW3O23xx4q1Fu2Q-2i1vKwqLE_R3Hd41_eIS6zPSxuIp_lY.XmASCixYkAZmzKlasEenWe6Q3ueYXZeu-shMwPwLIbU&dib_tag=se&language=en_US Microphone: Shure SM7B: https://www.amazon.com/gp/product/B0002E4Z8M?ie=UTF8&creative=9325&creativeASIN=B0002E4Z8M Voice Processor: dbx 266xs https://www.amazon.com/dbx-266xs-Professional-Compressor-Processor/dp/B004NDFRVC?s=musical-instruments&language=en_US Stream Controller: Elgato Stream Deck XL https://www.amazon.com/Elgato-Stream-Deck-XL-customizable/dp/B07RL8H55Z?dib=eyJ2IjoiMSJ9.3e7r2_WlFipmynQmyTpMCH0VZPJVGpDDn7OmUARtn97_HDfhK1DXSaW3RWpArD7xtA-ewwQHAyX4NVHSOUZuLivWWvBgbW4-8A45Yq6IQeXDaIjupxN40TXVXU_TzsDoHijBhPcPyf-AxR3JVqpVs0iHEH24MlGcSHMsKAFa_kUlA4ozTDJaHA6UGA89U8d8sArC4_0BQ81FhT4yCDFHwlT_qaQpDS6PzNPIFV9L_GA.djhoqpUKmK8ifHtC_IVV-I9LtlKTgTxul6lyehaK2GQ&dib_tag=se&language=en_US Microphone Cloudlifter: https://www.amazon.com/gp/product/B004MQSV04?ie=UTF8&creative=9325&creativeASIN=B004MQSV04 Timely news is important! We upload new clips every day! Make sure to subscribe! Original show date: December 12, 2025

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