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Video description: If your "Pension Regular Mail" says you receive 150,000 yen per month, this is a must-see! The average Japanese employee pension is 144,982 yen per month (fiscal year 2024). You're probably about average, right? But honestly, you definitely can't live on 150,000 yen. That's why I want you to know: "Early retirement at age 60 + 100,000 yen part-time work" = How to live on 214,000 yen per month Table of Contents (Chapters): 0:00 Early retirement at age 60 1:37 What is early retirement? 2:10 Reduction rate for receiving pension at age 60 3:12 Take-home pay 4:03 Comparison with waiting until age 65 5:49 Comparison of total pension amounts by age (75, 80, 81 years and 8 months, 85, 90) 7:24 Average life expectancy (81.05 years for men, 87.09 years for women) 7:43 Advantages of early pension 9:10 Disadvantages of early pension 10:31 Who is suitable for early pension 10:58 Who should wait until age 65? 11:10 Who is best suited to deferring pension to age 70? 11:44 Life expectancy is unpredictable 12:08 Living on pension income alone is difficult → Early pension is the best option if you plan to work until death 14:31 Monthly pension income of over 200,000 yen is extremely rare 16:36 Average 150,000 yen is not enough to live on 17:10 The government is considering raising the pension eligibility age to 70. 18:21 The pros and cons depend on your perspective. Related videos: Here's what your retirement would look like if you advanced your pension at age 60 and invested it all. [Serious calculations] https://youtu.be/tH1qMc-8gF8 [Early pension benefits] Why you should choose the best timing for receiving your pension, rather than deciding between gains and losses! https://youtu.be/7x2bYIo1WnE [The truth about the regular pension adjustments while employed] A surprising new system that allows you to increase your pension amount even if you choose to advance your pension! https://youtu.be/-TamSrSV-UM The dilemma between the "96-year-old barrier" for early pension benefits and the "strongest insurance, the disability pension," which you absolutely cannot afford to lose. https://youtu.be/llTa0xRo9aY About this channel: This is Tomoya. This channel introduces useful things I learn in my daily life. Who is Tomoya? Main Occupation: Company Executive (Real Estate Rental, Stock Management) Side Occupation: YouTube, Food Delivery Driver Established a company in 2010 and started a semi-FIRE lifestyle Formerly worked at a financial institution (leasing) → Formerly worked at a real estate company (rental sales) Family of four (wife, sophomore in college, sophomore in high school) + 1 cat Resides in Hokkaido Advertisement Distribution: This channel earns revenue through affiliate programs. This channel is a participant in the Amazon Associates Program, an affiliate program designed to provide a means for users to earn referral fees by advertising and linking to Amazon.co.jp. Disclaimer: The content of this video is based on my personal experience and beliefs. Please note that investment and asset management are at your own risk. Furthermore, I assume no responsibility for any actions viewers take using the information on this channel.

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